What’s the Jacksonville housing market like in 2026?
Duval County homes sold at a median of $350,000 in June 2026 and took 25 days to sell, while the six-county region ran a 3.4-month supply, according to the Northeast Florida Association of REALTORS®. Prices are higher than a year ago and homes are moving faster, so the negotiating room buyers found in 2025 has narrowed without disappearing.
That’s the short version. Below is what the numbers say, and what they mean whether you’re buying or selling on the First Coast this year.
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What’s happening with Jacksonville home prices?
Prices have moved up, not sideways. The median price of a single-family home in Duval County was $350,000 in June 2026, per NEFAR, against $330,000 in NEFAR’s June 2025 report. That works out to roughly 6% over the year.
Across the wider six-county region, which covers Duval, Clay, St. Johns, Putnam, Nassau, and Baker, the median reached $420,000, up 7.9% from June 2025, per the Jacksonville Daily Record’s reporting on the same NEFAR release.
Month to month the picture is choppier. NEFAR recorded the Duval median as a 3.2% decrease from May, which is the kind of swing a single busy month in one price band can produce. The annual comparison is the more reliable read.
One caution on figures you’ll see elsewhere: portal estimates for “Jacksonville” often measure the city limits or a different mix of property types, so they can land well below the county number. The figures here come from NEFAR’s MLS data throughout.
Is it a buyer’s or seller’s market in Jacksonville?
So who has the upper hand right now?
Sellers, more than they did a year ago, though supply still sits well under the roughly six months that marks a balanced market rather than at the scarcity levels of 2021.
Here’s the snapshot:
| Metric (June 2026) | Duval County | Six-county region |
|---|---|---|
| Median sale price | $350,000 | $420,000 |
| Compared with June 2025 | up about 6% (from $330,000) | up 7.9% (from $389,000) |
| Median days on market | 25 days | 31 days |
| Median days on market, June 2025 | 38 days | 46 days |
| Active listings | 3,481 | 7,216 |
| Months of supply | 3.5 | 3.4 |
Duval County’s month-over-month changes come from NEFAR’s June 2026 release; the year-over-year comparisons are calculated against NEFAR’s June 2025 release, since the association reports Duval changes monthly rather than annually.
Two numbers carry most of the meaning. Duval inventory fell from 4,329 active listings and a 4.4-month supply in June 2025 to 3,481 and a 3.5-month supply, and the typical home went from 38 days to 25. Competition has returned in parts of the market: 13.9% of buyers paid more than list price in June 2026 across the region, per the Jacksonville Daily Record.
That leaves about six in seven paying list or less, so this is not a bidding-war market everywhere.
Source: Northeast Florida Association of REALTORS, June 2026 market release published July 9, 2026, compared against its June 2025 release. Single-family homes. The six-county region is Duval, Clay, St. Johns, Putnam, Nassau and Baker, so the regional median runs above Duval’s. NEFAR publishes Duval changes month over month; the year-over-year figures here are calculated from the two releases. Duval’s median was down 3.2% from May 2026 even as it rose against June 2025.
Where mortgage rates sit, and why it matters
Rates drive affordability more than list prices do. The 30-year fixed averaged 6.66% for the week of July 30, 2026, up from 6.58% the week before, per Freddie Mac’s Primary Mortgage Market Survey. The 15-year averaged 6.04%. A year earlier the 30-year sat at 6.72%, so rates have been close to flat over twelve months even as prices climbed.
For a buyer, a quarter point of rate is real money each month, and it moves week to week. Get a current quote and a pre-approval before you shop rather than budgeting off a number you read in the spring.
Source: Freddie Mac Primary Mortgage Market Survey, 30-year fixed-rate average. Each dot is a published weekly survey reading; not every week of 2026 is plotted. Rates are national averages for borrowers with strong credit and 20% down, and move weekly.
What this means if you’re buying in Jacksonville
You have more choice than a buyer had in 2021, and less than one had last summer. Both things are true, and the gap between them is where your strategy lives.
➤ Negotiate where the listing is old, not everywhere. A home sitting past 60 days is a different conversation from one listed nine days ago in a tight price band.
➤ Move at a decided pace. A 25-day median means well-presented homes in active price bands go under contract in a couple of weeks. Have your pre-approval and your must-haves settled before you tour.
➤ Budget for the full monthly cost, not just the price. In newer communities that includes CDD fees, plus Florida homeowners insurance and the Duval-versus-St.-Johns tax difference.
Moving in from out of state? Map those carrying costs before you tour. See how a coordinated move works.
What this means if you’re selling in Jacksonville
A 25-day median and firmer prices are good news, and they tempt sellers into the same error every year: pricing off the county headline rather than off closed sales near their address. The regional median of $420,000 includes St. Johns County, where the median is well above Duval’s. Your comps are the ones within about half a mile of your door.
What still works is accurate pricing from live comparable sales, strong photography, and the paperwork handled before it becomes a negotiation. If your home is listed and not moving, the cause is usually price, condition, or exposure, and I walk through the specific traps in 7 costly mistakes Jacksonville home sellers make.
Nearby markets move differently
The First Coast isn’t one market, and June 2026 shows the spread clearly. Across the same NEFAR release, the median single-family price was $350,000 in Duval County (25 days on market), $368,140 in Clay County (29 days), and $579,000 in St. Johns County (34 days).
Those gaps reflect different housing stock, lot sizes, and the age of the communities involved, and they come with different property tax rates and CDD exposure. Buyers comparing St. Augustine and Ponte Vedra (St. Johns), Orange Park and Fleming Island (Clay), and Fernandina Beach (Nassau) are really comparing three different cost structures, which is why the county figure matters more than the metro average.
Jacksonville housing market FAQs
Is 2026 a good time to buy in Jacksonville?
That depends on your budget and timeline more than on the calendar. Buyers in Duval County have roughly a 3.5-month supply to choose from, per NEFAR, which is more inventory than the 2021 market offered and less than was available in June 2025, when the county carried a 4.4-month supply. Rates near 6.66% keep monthly payments well above the 2021 era, per Freddie Mac.
Homes are selling in a median of 25 days, so the practical constraint is readiness rather than choice: buyers who have a current pre-approval and a clear brief can act on a good listing, and buyers still assembling paperwork tend to lose the ones they like. The right answer depends on the specific home and what it costs you to own it monthly, not on the headline.
Are Jacksonville home prices going up or down in 2026?
Up, modestly, on an annual basis. Duval County’s median single-family price was $350,000 in June 2026 against $330,000 in NEFAR’s June 2025 report, roughly a 6% rise, and the six-county median reached $420,000, up 7.9% year over year.
Month-to-month readings are noisier: NEFAR recorded the Duval median as a 3.2% decrease from May 2026, which reflects the mix of homes that happened to close that month more than a change in direction. Individual neighborhoods and price bands vary, and a countywide median tells you little about a specific street.
How long does it take to sell a home in Jacksonville right now?
A median of 25 days in Duval County in June 2026, per NEFAR, down from 38 days in the same month a year earlier. The six-county figure runs a little longer at 31 days. Median means half of all homes took longer, and pricing, condition, and photography account for much of the spread.
Should you buy or sell in Jacksonville this year?
The 2026 market rewards preparation over timing. Buyers who are financially ready can act when the right listing appears, and sellers who price to current closed sales rather than to last year’s headlines are finding buyers in about three and a half weeks. Either way, run your real numbers first: payment, taxes, insurance, and any CDD or association fees.
Want to see where your address sits inside these numbers? Email Nia at listwithnia@gmail.com and you’ll get current comparable sales for your neighborhood alongside the monthly carrying cost, whether you’re buying or listing.
As a Realtor licensed in Florida, Illinois, and Georgia with LPT Realty, Nia works the Jacksonville market month to month and is glad to talk it through before you commit to anything.
