Your Jacksonville Real Estate Agent, From the River to the Beaches
Buy, sell or relocate with Nia Sawyer, your Jacksonville real estate agent who actually lives on the First Coast. REALTOR® with LPT Realty and licensed in Florida.
Buying a home in Jax
What is it like to buy in Jacksonville?
Jacksonville is a collection of very different markets wearing one name, so the smart first step is comparing the true monthly cost of each area, not just the list price.
Before you tour a home, you’ll understand the real monthly cost of each neighborhood, including taxes, insurance, and fees that often surprise out-of-state buyers.
CDD Fees
Some newer communities include Community Development District fees in annual tax bills.
Flood Insurance
Waterfront and flood-zone properties mayrequire additional insuarnce coverage.
Duval vs. St. johns
Property taxes can vary significantly depending on the county.
We run those numbers on every property you shortlist, so the budget is real before the emotions start.
SELLING YOUR HOME IN JAX
How do you reach today's Jacksonville buyers?
Your buyer pool now includes out-of-state movers, and reaching them takes more than the MLS.
Your listing gets professional photography, pricing tested against live comparable sales, and exposure in the relocation channels where buyers from the Midwest and Northeast are already looking, channels Nia runs herself.
You’ll see a net-proceeds estimate before you list, so the number you plan your next move around is the number you actually walk away with.
Areas Served
Neighborhoods and areas we work across Jacksonville
We help buyers and sellers throughout Duval County and into St. Johns County. Areas include:
- Riverside
- Avondale
- San Marco
- Ortega
- Springfield
- Mandarin
- Julington Creek
- Nocatee
- Ponte Vedra
- Jacksonville Beach
- Neptune Beach
- Atlantic Beach
- Fleming Island (Clay County)
- St. Johns / World Golf Village
- Orange Park (Clay County)
From the River to the Beaches
Helping you navigate the Jacksonville market.
Nia is a REALTOR® with LPT Realty and licensed in Florida (also holds active licenses in Illinois and Georgia).
Buyers get neighborhood-level guidance across Duval and St. Johns counties. Sellers get pricing built from current data and a marketing plan that goes well past a yard sign.
Either way, you have an agent by your side who picks up the phone.
20+
Years in real estate
88+
5-star reviews
★★★★★
Testimonials
From people who've made the move.
There are times when you need a house but then there are times that you need a home. Thanks what Nina did for our family. She found us a home that we love and that is a safe location to raise my girls. This is the girls first home and they love everything about it. Thank you for being patient, informative and all around amazing.
Colette Butler
I had a fantastic experience working with Nia Sawyer on my recent purchase in Chicago. From start to finish, the entire process was seamless. Whether it was touring properties, submitting competitive offers, or navigating the final steps to close. Nia was knowledgeable, responsive, and fully committed to putting me in the best possible position..
Laura Medina-Fisher
I have been wanting to relocate back to Chicago for a while and it has been difficult locating a home on my own remotely with COVID and everything happening so I reached out to Nia after someone recommended her. My experience with her has been wonderful. She is incredibly responsive and has pretty much held my hand every step of the way. I am so thankful I found someone interested in helping me and not just someone interested in the bare minimum. She has really given me a full service experience. I highly recommend!
Nicki E.
Words cannot express how beyond grateful I am to have had Nia Sawyer as my realtor. The process for me was overwhelming, but she was available, knowledgeable, supportive, and put the REAL in realtor, being upfront and honest, extremely helpful, and made me feel like I was a priority. She fought for me and gave me the assurance I needed to get to the finish line with calls and messages to give me updates as well as check in on me to make sure I was ok. I would not have wanted my first time homebuying experience to be with anyone else. Thank you Nia!
Joy Ward
FAQS
Jacksonville real estate FAQs
Do I pay more property tax in Duval or St. Johns County?
It depends on the specific home. Millage rates, homestead and other exemptions, and school funding differ between the two counties, so two similar list prices can carry different tax bills.
Compare the effective rate on the actual homes you’re considering, using the Duval County and St. Johns County property appraiser records, and we run that math for every property on your shortlist.
What is a CDD fee?
A Community Development District (CDD) fee helps repay the bonds that funded the roads, utilities, and amenities in a planned community, and it’s common in newer developments like Nocatee. CDDs are authorized under Florida Statutes Chapter 190.
The fee can add hundreds of dollars a month and usually isn’t reflected in the list price, so it belongs in your budget from day one.
How much is homeowners insurance in Jacksonville?
It varies widely, but Florida has among the highest average home-insurance premiums in the country, according to 2026 rate analyses from Bankrate and Insurance.com. Your cost depends heavily on flood zone, roof age, and the year the home was built.
Get a real quote before you write an offer, and Nia can connect you with brokers who turn quotes around quickly.
Is now a good time to buy or sell in Jacksonville?
The honest answer is that it depends on your timeline, your financing, and the specific neighborhood, not on a one-size-fits-all rule. Local conditions shift through the year, so the most reliable approach is to look at current comparable sales and inventory for your exact area.
Bring your address to a short call and you’ll get a data-backed read instead of a proverb.
Ready when you are.
Reach out to Nia and the LPT Realty team — we love helping locals navigate the Jacksonville, Chicago, and Atlanta markets. Tell Nia what you’re trying to do, buy, sell, or move, and leave with a clear next step and real numbers.